Review: Citi Diamond Preferred Credit Card | The Motley Fool


0% introductory APR for 21 months on balance transfers: One of the longest introductory periods on balance transfers we’ve come across, you’ll get a 0% intro APR on the balance transferred for a full 21 months, which means you’ll have a year and a half to pay off your balance.

0% introductory APR for 12 months on purchases: You’ll also get a 0% intro APR on new purchases for the first 12 months. This is a helpful perk if you plan on buying anything with the card, although if you’re trying to pay off debt, it’s wise to focus on repayment and not make any new purchases.

No annual fee: This card comes with no annual fee, which is an important feature if your goal is to pay off debt.

FICO® Score for free: The Citi® Diamond Preferred® Card provides you with access to your FICO® Score for free. If building or rebuilding credit is important to you, this feature is helpful.

Choose your payment due date: A little flexibility can go a long way when it comes to managing your finances. The card lets you choose from any available payment date, whether it’s in the beginning, middle, or end of the month. That way, you can set up automatic payments that are aligned with your paycheck.


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